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US senator blocks terrorism risk insurance programme extension despite support from House of Representatives

US laws limiting insurers' exposure to large claims in the event of a terrorist incident look set to expire at the end of this year after the US Senate failed to agree an extension to the programme before its winter break. 17 Dec 2014

Consumers confused about difference between "independent" and "restricted" advice, says FCA, as first post-RDR review published

Consumers are still struggling to understand the meanings of the regulatory labels applied to different types of financial advice, such as "independent" and "restricted", two years after the introduction of new transparency rules, the Financial Conduct Authority... 16 Dec 2014

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