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Loans provided to the clients of a firm of solicitors by a third party funder were not 'legal services', and so were not covered by the terms of the firm's professional indemnity (PI) policy, the UK's highest court has ruled. 26 Oct 2016
FOCUS: Innovation in so-called 'robo advice' solutions in the UK could be hampered if there is a never-ending debate over whether tools developed involve the provision of regulated financial advice or merely guide consumers on their investment decisions. 18 Oct 2016
The EU's Solvency II Directive came into force on 1 January 2016. The directive consolidates and harmonises existing EU insurance directives including life and non-life directives, the reinsurance directive and various others.
The Insurance Distribution Directive makes it easier for firms to trade cross-border, create a level playing field among all participants and strengthen policyholder protection.
The 2015 Insurance Act (2015 Act) applies to all commercial contracts of insurance, and variations to existing contracts of insurance, from 12 August 2016 and introduces what the UK government has described as “the biggest reform to insurance contract...
New rules will apply when insurers outsource "critical or important operation functions or activities" once the Solvency II regulatory regime comes into force on 1 January 2016. This short guide will provide a brief overview of the requirements, as well as...
Anti-competitive agreements are prohibited by European and domestic competition law. This means any anti-competitive provisions in commercial agreements are void and unenforceable which could lead to the entire agreement being unenforceable.
Those producing or selling packaged retail investment and insurance-based investment products (PRIIPs) will have to provide key information documents (KIDs) from the end of 2016.
Financial services firms will be issued with new guidelines on "digital disclosures" in 2017, the UK's Financial Conduct Authority (FCA) has said. 13 Oct 2016
An improvement in car technology, together with other factors, is likely to push down the value of the global motor insurance market over the next quarter of a century, according to a new study. 05 Oct 2016
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