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Berlin court's Apple ruling highlights issue facing UK and US businesses operating in Germany, says expert

A ruling by a court in Berlin shows that businesses cannot always rely on the original terms and conditions of warranties they offer elsewhere in the world when seeking to provide goods and services to consumers in Germany, an expert has said. 23 Jan 2015

US to create new data breach notification rules

US businesses will be required to notify consumers within 30 days that there has been a breach of the security of their personal data under plans outlined by US president Barack Obama. 14 Jan 2015

Out-Law Guides

UK government unveils planned pension guidance service, as figures show £6bn could be released under new freedoms

Pension providers will be required to include "clear and prominent" statements about the existence of government-backed free financial guidance on all "relevant communications" with consumers from as early as next month, the Financial Conduct Authority (FCA)... 13 Jan 2015

First ombudsman decisions in pension liberation cases show need for a change in the law, says expert

The Pensions Ombudsman has dismissed complaints by three pension scheme members who were prevented from transferring their savings into suspected liberation schemes, but has warned that "mere suspicion" is not enough reason for a provider to block a transfer... 12 Jan 2015

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