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Post-2015 UK pensions landscape taking shape, says expert, as government publishes draft charges and governance regulations

Workplace pension schemes will be subject to new governance standards from April 2015 while member-borne charges will be capped, according to draft regulations published for consultation by the UK government. 20 Oct 2014

Bank of England proposes better protections for bank account holders and insurance policyholders

More customers with money in UK bank accounts or holding UK insurance policies will benefit from deposit protection rules, under plans put forward for consultation by the Prudential Regulation Authority (PRA). 13 Oct 2014

Out-Law Guides

'Second charge' mortgage regulation to be tightened as part of FCA's approach to new mortgage credit rules

'Second charge' mortgages, which allow consumers to borrow against the value of their home, in addition to an existing 'first charge' mortgage, are to be brought within the existing regime for regulated mortgage contracts, the UK's Financial Conduct Authority... 29 Sep 2014

FCA targets debt management firms in latest consumer credit enforcement drive

Debt management firms must be able to demonstrate that they provide appropriate advice, do not charge unfair fees and have adequate client money handling processes in place before they will be granted consumer credit authorisation, the Financial Conduct Authority... 26 Sep 2014

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