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Consumer credit law changes will make it easier for insurers to offer payment of premiums in instalments

Changes to consumer credit laws will allow insurers to offer annual policies with premiums payable in monthly instalments without being at risk of providing regulated credit to their customers, an expert has said. 27 Feb 2015

Payday lenders must make it easier for customers to compare cost of credit, says competition watchdog

Payday lenders will be required to publish clear and comparable information on the potential cost of their products, which will have to be listed on a regulated price comparison website (PCW), under final plans published by the Competition and Markets Authority... 25 Feb 2015

Out-Law Guides

  • Regulatory attestations

    Financial regulators have been using attestations for a number of years to obtain personal commitments from named individuals about a particular state of affairs at their firms. However, recent moves by the Financial Conduct Authority (FCA) and Prudential...

  • Banking reform - what ring-fencing means for your business

    UK banking regulation is undergoing significant changes which will affect UK banks and foreign banks operating in the UK.

  • Third party contracts and bank ring-fencing

    This is one of a  series of guides  on issues connected to ring-fencing and banking reform faced by banks. Other guides cover issues such as tax, real estate, employment, pensions, litigation and competition considerations.

  • Disputes and litigation risk in bank ring-fencing

    This is one of a  series of guides  on issues connected to ring-fencing and banking reform faced by banks. Other guides cover issues such as tax, real estate, employment, pensions, third party contracts and competition considerations.

  • Issues for directors and bank ring-fencing

    This is one of a  series of guides  on issues connected to ring-fencing and banking reform faced by banks. Other guides cover issues such as tax, real estate, employment, pensions, litigation, third party contracts and competition considerations....

  • Property and bank ring-fencing

    This is one of a  series of guides  on issues connected to ring-fencing and banking reform faced by banks. Other guides cover issues such as tax, employment, issues for directors, pensions, litigation, third party contracts and competition considerations....

More guides

PRA: financial senior manager rules will cover those with 'specific responsibilities'

Tougher rules designed to make "senior managers" at financial firms more accountable for failures on their watch will be extended to board members with "specific responsibilities" for aspects of that firm's "safety and soundness", UK financial regulators have... 24 Feb 2015

FCA increasingly targeting corporate wrongdoing in its investigations, according to latest figures

The number of investigations into suspected wrongdoing by firms and individuals opened by the Financial Conduct Authority (FCA) rose by 20% last year, after a drop in 2013 while the new regulator was setting its priorities. 24 Feb 2015

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