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Consumers confused about difference between "independent" and "restricted" advice, says FCA, as first post-RDR review published

Consumers are still struggling to understand the meanings of the regulatory labels applied to different types of financial advice, such as "independent" and "restricted", two years after the introduction of new transparency rules, the Financial Conduct Authority... 16 Dec 2014

Financial advisers will be crucial to local authorities' provision of social care funding advice, says expert

FOCUS: The UK government is developing the rules that will govern local authorities' provision of advice on adult social care. Financial advisers should play an important part in this. 22 Oct 2014

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Financial ombudsman could remain barrier to retail investment innovation, says expert

FOCUS: Unless financial regulator the Financial Conduct Authority (FCA) reins in the ability of the Financial Ombudsman Service (FOS) to challenge sales of financial products based on simplified advice, innovation in that market is unlikely to flourish. ... 16 Oct 2014

More clarity on pensions product advice would help savers, says expert

FOCUS: The UK government ensures that everyone making decisions about how to use their pensions is given impartial guidance. But unless product providers are allowed to go one step further and offer advice, the benefits of pension reform may never materialise.... 13 Oct 2014

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