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Pension funds and life insurance companies risk long-term threats to their financial viability as historically low interest rates drive them to seek out riskier investments that promise higher yields, according to a new report. 25 Jun 2015
Fears that changes to law making it easier for people to access their pension savings more flexibly would lead to mass withdrawals from pension schemes have not yet materialised, according to one of the UK's largest pension providers. 21 May 2015
On 28 March 2014, the Financial Conduct Authority (FCA) published a policy statement “PS14/5: Mutuality and with-profits funds: a way forward”.
This guide is based on the law of England and Wales. It was last updated in January 2013.
This guide is subject to UK law and was last updated in March 2012.
This guide is subject to UK law and was last updated in October 2011 . A recent report on the funding of social care recommends individuals should be required to contribute no more than £35,000 towards the costs of their own care in old age.
This guide is subject to UK law and was last updated on 26th January 2011. The Government wants to encourage the development of a range of simple financial products for the mass market that "do wha...
This guide is subject to UK law and was last updated on 20th July 2010. With-profits funds are being managed without sufficient independent challenge from with-profits committees and firms are...
An "overwhelming majority" of UK consumers, as well as the pensions industry, back the creation of a permanent, non-political body to make recommendations to government on retirement saving, according to a new report. 30 Apr 2015
Pensioners planning to sell on the right to regular annuity payments to a third party could be required to seek independent financial advice before doing so, under plans put forward by the UK government. 20 Mar 2015
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