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Consumers confused about difference between "independent" and "restricted" advice, says FCA, as first post-RDR review published

Consumers are still struggling to understand the meanings of the regulatory labels applied to different types of financial advice, such as "independent" and "restricted", two years after the introduction of new transparency rules, the Financial Conduct Authority... 16 Dec 2014

Creation of central 'Pensions Dashboard' would make it easier for customers to shop around, says FCA

The case for the creation of a central 'Pensions Dashboard', which would allow consumers to see their total state, occupational and personal pension savings in one place, is "getting stronger", according to a report on retirement income in the UK. 12 Dec 2014

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Europe’s insurance sector in ‘good health, but vulnerabilities remain’, stress tests show

The EU’s financial services commissioner has said the results of ‘stress tests’ of Europe’s insurance industry show the sector is “in good health”, but “vulnerabilities” remain for small firms in particular. 03 Dec 2014

PPI broker which failed to assess customer's needs acted on behalf of customer, not credit provider, rules Supreme Court

The failure by a broker to conduct a proper assessment of the needs of an insurance customer before brokering the sale of PPI insurance to them was not a failure committed in the name of the  credit provider, the UK Supreme Court has said.  26 Nov 2014

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