Marwan Lutfi, chief executive of the credit bureau said the online service will be launched in the fourth quarter of this year, the news site said.
Online access to the service will mean that people only have to visit the office of the bureau when they have more complex queries, Lutfi told The National.
Al Etihad Credit Bureau was created in 2012 by the UAE government to help keep credit growth in check, by building a picture of each borrower's indebtedness. All banks are required to give it data.
The bureau began issuing credit reports in November, after uploading 24 months of credit data from banks and financial institutions to its database, covering all individuals with bank accounts. As of November it had data on 2.8 million people, or 97% of the total "active credit" population of the UAE.
Credit reports give details of consumers' debt levels, financial obligations, credit payments history and defaults.
Lutfi said that the bureau is working with banks to promote the credit bureau and responsible lending, The National said.